We Build Game Changing Fintechs
Our investments
Cleo
BNPL & A2A Payments in LatAm
Floid
Open Banking across Americas
Defentry
Cybersecurity tech in the Nordics
Lara
BNPL for clinics in Brazil
From Concept to Scaleup
We partner with daring entrepreneurs to build market-leading companies.
Collaborating with Visionaries Across Industries.
500+
Banks connected to our open banking platform
3500
Merchants using our A2A and BNPL solution
$20M+
Loan book built up
10+
Active markets. From Sweden to Chile. From Mexico to USA.
What sets us apart
FTS Ventures is a venture studio led by entrepreneurs who proactively identify market gaps. We don’t just fund startups; we architect them. By combining strategic capital with elite talent and a pre-built technical infrastructure, we transform identified frictions into scalable fintech businesses. Our "builder-first" approach allows us to bypass traditional hurdles, moving from concept to launch with radical speed. We don’t wait for the future of fintech—we build it.
Entrepreneurial DNA
We identify market gaps and deploy elite, lean teams to bridge them with radical speed. Driven by the conviction that the AI wave empowers small teams to scale to $100M+ ARR, we don’t just fund the future—we build it.
Proven Results
While traditional VCs and studios see 90% of their portfolios fail, FTS Ventures has achieved a 50% success rate. By combining elite AI-driven teams with institutional discipline, we don’t just play the odds—we engineer them.
Client-Centric Approach
We don’t build in a vacuum. Our ventures are engineered around validated market friction, ensuring every solution solves a high-value problem for banks and fintechs from day one. By prioritizing user needs and institutional requirements, we transform complex financial challenges into seamless, scalable realities.
Capital. Tech. People.
We provide the complete ecosystem to turn friction into fintech reality:
1. Gap-First Methodology
We don’t chase trends; we identify friction. Our team of entrepreneurs obsessively analyzes the fintech landscape to find underserved niches, regulatory shifts, and technological gaps. We start with a problem that needs solving, ensuring every venture has a built-in "why."
2. Radical Speed to Market
The traditional startup lifecycle is often slowed by fundraising distractions and "trial by error" scaling. We bypass the noise. By providing a shared infrastructure of tech stacks, legal frameworks, and operational playbooks, we cut the time from concept to launch by more than half.
3. Capital + Human Intelligence
Money is a commodity; talent is the multiplier. We invest equally in high-end tech and high-potential people. We pair our identified gaps with elite founders and engineers, giving them the freedom to build while we handle the heavy lifting of the venture-building process.
4. Risk Mitigation by Design
Because we control the initial build and vetting process, we eliminate the early-stage "blind spots" that typical investors face. We aren’t just betting on a horse; we are training the rider and building the track.
Proven Success
Daniel Bessmert
Managing Director & Board Member
A serial entrepreneur with deep roots in global finance, having held leadership roles at Visa, PayPal, and Citibank. A veteran of the fintech space, he has successfully steered multiple startups to exit, specializing in scaling lean, high-impact teams. Daniel now leverages this corporate and founder expertise to architect $100M+ ARR ventures at the intersection of AI and finance.
John Grundström
Founder & Board Member
John is the founder of FTS Ventures and a seasoned fintech architect known for high-velocity execution. A serial entrepreneur, he has co-founded and steered multiple startups to successful exits, most notably the open banking pioneer Instantor (acquired by Tink/Visa). John specializes in identifying market gaps and assembling elite teams to bridge them, now focusing on leveraging the AI wave to build the next generation of lean fintech giants.
Henrik Johansson
Investor & Board Member
Henrik is a veteran Venture Capital and Private Equity executive with extensive international experience spanning London and New York. Bringing a sophisticated lens to transaction structuring and M&A, he has spent over a decade navigating high-level legal and financial frameworks for global firms. At FTS Ventures, Henrik bridges the gap between institutional-grade investment discipline and high-growth venture building, ensuring every startup is built on a world-class foundation.
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