Since our start in 2013 in Stockholm, our fintech business, led by a team of experienced entrepreneurs, has consistently grown and remained profitable. Over the past decade, we've excelled at spotting market gaps, launching innovative solutions, and building market-leading ventures. While we primarily focus on the booming financial services demand in Latin America, we're also entrepreneurial, investing where opportunities make sense. This approach has led us to expand beyond Latin America into other promising markets.